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:: In his view, the most important condition for the stabilizat ::

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MessagePosté le: Ven 9 Mar - 04:40 (2018)    Sujet du message: In his view, the most important condition for the stabilizat Répondre en citant

GUANGZHOU, April 13 (Xinhua) -- Hu Xuna, from China's southern city of Guangzhou, used to hate taking her child to the doctor. But she dreads it less now that she can skip the long lines and pay the bill with a few taps on her smartphone.

Going to a hospital, especially a big one, in a country with a population of 1.3 billion is a challenge. While seeing a doctor might take only minutes, waiting in line for an appointment, tests, and paying the bill can take hours.

"It used to take me almost half an hour just to get the bills paid before I could get the medicine," said Hu. "Now I can just walk away without paying anything."

The simplified process was made possible by Ant Financial, the financial arm of China's Internet giant Alibaba Group. By partnering with Guangzhou Women and Children's Medical Center, one of the country's biggest hospitals specializing in women's health and pediatrics, Ant Financial is offering patients with high credit scores the option to pay after leaving the hospital through its Alipay, a popular online payment app similar to Paypal.

As the country expands health insurance coverage and establishes a "social credit system" that gives every citizen a reputation score, the Chinese hospital experience is improving.

Hu no longer needs to wait in line to pay bills thanks to her high score on Sesame Credit, a credit-scoring system by Ant Financial for its 400 million users. The score is based on data such as a user's online purchase history, income level, and educational background.

Anyone who scores above 650 on Sesame, representing the top 30 percent of all users, is considered eligible to let Alipay deduct hospital expenses from their linked bank account after treatment.

"It's like Uber, where you leave the car without taking out your wallet," said Zhang Zhiyao, vice director at Guangzhou Women and Children's Medical Center. "You see the doctor, walk out of the hospital, and it's done."

Unlike Uber, medical bills are usually much higher, raising the question: what if patients default?

"The risk is containable," said Zhang. "It's interesting that we Chinese always save for potential sickness."

Since the hospital started the service in February, 950 high credit patients have chosen the option to pay after leaving the hospital, and there has yet to be a default case.

To reduce the risks, the pay later option can only be used for expenses under 3,000 yuan (464 U.S. dollars) and anyone who defaults will see a decreased credit score. A lowered credit score can harm one's ability to obtain travel visas and rent a car or book a hotel without upfront charges.

Sesame Credit is one of eight institutions approved by China's central bank to conduct personal credit reports as the country works to build a nationwide "social credit system." The central bank itself has also established its own "credit reference center," which has created credit profiles for more than 860 million people.

As the credit system continues to improve, more patients, especially those in big cities, may be able to avoid long lines at hospitals to pay their bills, according to Zhang.

Many at the Guangzhou Women and Children's Medical Center still choose to line up because the current "pay after treatment" option only supports those who pay without health insurance.

But soon patients using the option will only have to pay the remaining bill after expenses covered by health insurance are deducted, according to the medical center, which could potentially raise the upper balance limit that can be paid through the time-saving option.

"That will also save me a lot more money," said Hu. "It just makes life much easier."
San Antonio Spurs' Kawhi Leonard (No.2) and Miami Heat's Hassan Whiteside battle for a rebound on Monday in San Antonio UA Stephen Curry Three Iron Sharpens Iron Mid Koripallokengät Harmaa Oranssi Suomi , Texas. Photo: IC
Kawhi Leonard finished with 24 points and 12 -rebounds as the San Antonio Spurs won their second straight game at home with a 94-90 victory over the Miami Heat on Monday.

Leonard had five points in a key stretch in the fourth quarter as the Spurs sent the Heat to their fifth consecutive loss in front of a crowd of 18,400.

The Spurs led 86-81 with 2:22 to play after -seven consecutive points in a 1.5-minute span by the Heat's Dion Waiters.

But Leonard hit a free throw UA Stephen Curry Three Mid Koripallokengät Musta Suomi , reserve guard Patty Mills added two more free throws, and forward LaMarcus Aldridge grabbed a key offensive rebound to power the Spurs to a rare home victory.

The Spurs have struggled at the AT&T Center this year UA Scorpio Juoksukengät Valkoinen Harmaa Musta Suomi Halvalla , losing their first three home games of November.

San Antonio made five of their six free throw attempts in the -final minute.

Aldridge added 18 points and Gasol tallied 12 for San Antonio, who committed a season-high 17 turnovers.

Guard Tony Parker posted 11 points and Mills added 10 as the Spurs improved to 8-3 on the -season.

The struggling Heat dropped to 2-7 on the -season.

Miami were led by Waiters' 27 points while center Hassan Whiteside had 23 points and 17 rebounds and -reserve guard Tyler Johnson scored 11.

Miami again played without Slovenian point guard Goran Dragic UA Scorpio Juoksukengät Musta Valkoinen Suomi Ale , who has missed the past two games -after spraining his ankle on October 10 against the Chicago Bulls.

In Houston, a red-hot James Harden flirted with a third consecutive triple-double and the Houston Rockets routed the Philadelphia 76ers 115-88.

Harden tallied 33 points UA Scorpio Juoksukengät Musta Hopea Suomi Ale , seven rebounds and nine assists in just 34 minutes for the Rockets, who led by as many as 29 points.

Trevor Ariza added 17 points UA Scorpio Juoksukengät Musta Vihreä Suomi Netistä , and Eric Gordon had 16.

Philadelphia center Joel -Embiid made his first road start of the season and posted a double--double of 13 points and 10 -rebounds. Fellow rookie Dario Saric chipped in 11 points as five 76ers scored in double figures

In New York, Kristaps Porzingis recorded his fi. Cheap Jerseys China   Cheap Custom Jerseys   Cheap Jerseys Online   Cheap Authentic Jerseys   Cheap Authentic NHL Jerseys   Cheap Nike NFL Jerseys   Cheap NCAA Hockey Jerseys   Wholesale Jerseys   Wholesale Jerseys From China   Wholesale NCAA Jerseys 

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